We already know that North Miami Councilwoman Mary Estimé-Irvin is seriously in debt for nearly $1.5 million and about to become homeless.
What you may not know is that the recently re-elected Mayor Philippe Bien-Aime’s financial and housing situation is even more precarious than his fellow grifter’s.
Unless he can come up with a cool $227,640.93 by August 17, 2021, Deadbeat Phil will become Homeless Phil.
On April 21, 2021, his mortgage company, Refresh Funding, LLC, filed a Notice of Breach of Court Approved Settlement, and on June 2, 2021, it filed a Motion for Foreclosure, in the foreclosure action action filed against The Bien-Aime’s Family, LLC, which owns his house, and Philippe Bien-Aime, personally.
According to the Settlement Agreement he willingly entered into on March 25, 2020, Philippe was supposed to begin monthly forbearance mortgage payments of $2,408.55 on June 1, 2020 through February 2, 2021, at which time the entire principal of $200,000.00 plus interest would be due in full.
In addition, the Settlement Agreement required Philippe to immediately pay the outstanding 2019 property taxes in original the amount of $4,588.01, plus late fees, as well as to pay the 2020 property taxes when due in November, 2020.
Not surprisingly, Deadbeat Phil never made the first payment to Refresh Funding, nor did he pay the two years’ of back taxes at the time the Notice of Breach was filed.
Curiously, Philippe somehow came up with the $4,949.31 for the 2020 property taxes on May 13, 2021, a scant two days after he was re-elected on May 11, 2021.
As for the 2019 property taxes, they remain unpaid and a tax lien certificate was issued and sold on June 15, 2020 to an Ohio investment company. According to Florida property tax laws, “If the Tax Lien Certificate has not been paid off within two years from the date the taxes became delinquent, the holder of the certificate can apply to force a public auction of the property.”
Not that there’s any danger of the investor losing its money. After the foreclosure, Refresh Funding will have no problem redeeming the certificate and selling the house.
Don’t cry for Philippe, though. This isn’t his first foreclosure rodeo.
On October 15, 2012, U.S. Bank NA obtained a Final Summary Judgment of Mortgage Foreclosure on the Plantation home he owned with his alleged wife, Sara Jane Ternier, for failure to pay a total of $435,635.75.
So he carpetbagged it down to North Miami, where he rented a room in a random house so he could run for Councilman in the May 2013 City Council election. Although he claimed that his “residence” located at 531 NE 133 Street was owned by his “aunt,” there are absolutely no records indicating that Suzanne Joseph is even remotely related to a Bien-Aime, much less a Philippe.
Then again, lots of North Miami candidates don’t live in the city. This is not news.
What is news, is that Philippe has one month and two days to pack up his belongings, and find a new place to hang his hat.
In the meantime, pop some corn and get ready for the Homeless Phil show.
In Act II, we’ll present The Eviction of Mary Estimé-Irvin.
Stay tuned…
Stephanie
Sooo….is he homeless yet? Deadline passed.
A Motion for Entry of Final Judgment of Mortgage Foreclosure will be heard on September 14, 2021. The wheels of justice move slowly, especially during a pandemic. But, unless he finds a way to beg, borrow or steal $222,327.78 to pay off the judgment and $5,313,15 to pay the delinquent 2019 property tax bill, justice will be served. If he does manage to finagle his way out of this one, he will have to report it on his 2021 Financial Disclosure Form 1. We here at VotersOpinion are on the case.
Did he lose it ? I can’t wait to hear the news
The final hearing is September 14, 2021. We’ll know then.
I take it he didn’t lose the house since no breaking new blog
The lending company rescheduled the foreclosure hearing to October 14, 2021:
Case Schedule Receipt
11th Judicial Circuit Court of Florida
Sequence Number: 7
Schedule Date and Time: 10/14/2021 9:30AM – 10:30AM
Judge Name: Lourdes Simon (CA08)
Case Number: 2019-035778-CA-01
Style: Refresh Funding, LLC vs The Bien-Aime’s Family, LLC et al
Motion: Plaintiff’s Corrected Motion for Entry of Final Judgment of Mortgage Foreclosure
Scheduler: John Lodge Penson
Phone number:
Created Date: 09/13/2021 2:16PM
I’ll keep you posted.
So????
As usual, there is shady business afoot. On October 7, 2021, the Lender, Refresh Funding, LLC, filed a Notice of Cancellation of Hearing on its Motion for Entry of Final Judgment of Mortgage Foreclosure. This is interesting for a number of reasons. According to the Forbearance and Settlement Agreement executed by Philippe on April 20, 2020, he agreed to pay off the mortgage (principal and interest) in full on February 2, 2021 in the amount of $222,327.78. The Agreement also states that Philippe must pay the real estate taxes or be in default of the terms of the Agreement. On May 13, 2021, Philippe paid the 2020 taxes, but the 2019 taxes in the amount of $5,313.15 remain unpaid. The mystery is if Philippe was able to pay off the mortgage company, where did he get the money? To be continued…
Tate
I have no proof.
These last few meetings where the mayor is so adamant and defending “Mr” Tate is quite proof for me